Saving for a big family cost, such as a nursery deposit or home repair, is...

https://www.toddleabout.co.uk/parenting/planning-for-big-family-costs-without-losing-your-financial-buffer/

Saving for a big family cost, such as a nursery deposit or home repair, is easier when the money has a plan. This UK guide explains separate savings pots, protecting your emergency buffer, and stress-testing the budget with an awkward month.