Save for a big family cost without using all your spare cash. Keep one pot for...

https://www.first-bookmarkings.win/planning-for-a-big-family-cost-this-uk-guide-shows-how-to-save-without

Save for a big family cost without using all your spare cash. Keep one pot for the goal and a separate pot for shocks. Stress-test your budget with an awkward month: add a bill, lose some pay, and see if your plan still works