Payout Calculations Shift Dramatically When Mold Colonization Crosses the 48-Hour Damage Threshold

https://express-after-hours-colorado-springs.theburnward.com/delayed-response-to-any-water-intrusion-creates-secondary-damage-within-24-to-48-hours

Insurance companies calculate payouts based on the scope and severity of damage, with a critical turning point at the 48-72 hour microbial growth threshold