advice-only financial planning 5
https://retirementplanningadvisorinfo.northstarcolumn.com/posts/what-to-look-for-in-a-retirement-planning-advisor
Advice-only financial planning is like having a trusted friend who helps you map out your money goals without pushing any products. You pay for their expertise and recommendations on budgeting, saving, and investing, but you handle the actual purchases yourself, avoiding potential conflicts of interest.