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mortgage credit score requirement 4

https://page-wiki.win/index.php/How_to_Build_Business_Credit:_A_Practical_Guide_for_Entrepreneurs

Most conventional mortgages want a credit score of at least 620, but government-backed loans like FHA can go as low as 580. Your score directly impacts the interest rate you'll get, so even a small bump can save thousands over the loan term. If you're below those thresholds, focusing on paying down debt and making on-time payments for a few months can make a huge difference. It's not just about qualifying—it's about getting the best deal possible.