How Insurers Learned the Real Risk: Food Delivery, Not Just Late-Night Mileage

https://www.independent.co.uk/life-style/car-insurance-telematics-black-box-smartphone-b2889050.html

Why late-night mileage wasn't the whole story for insurers When our underwriting team first looked at gig economy risk we all fell for the same easy story: late-night driving equals more accidents, so higher premiums