Can You Use a VA Loan for a Mixed-Use Property?

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Navigating VA loan rules for mixed-use properties gets tricky. The short answer: the VA typically requires the property to be your primary residence, and the residential portion must be more than 50% of the total square footage. So a building with a small apartment above a shop might qualify, but a mostly commercial space won't. Lenders also have stricter standards for these mixed-use properties, and some may not offer VA loans for them at all. Best to check with a VA lender experienced in this…